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Renovation Costs

3 Simple Must-Do Home Improvement Projects If You Want Your House To SELL

In a competitive market, in any market for that matter, there are a few basic home improvement projects that are non-negotiable. They are the ones that can make or break the sale of your home. Those who choose to take their chances and cut corners, pinch pennies, avoid to regret it. Don’t allow yourself to be one of those people.
Here are 3 simple MUST-DO home improvement projects IF you want your house to SELL!
Flooring – Many sellers think it’s a better idea to give a buyer credit to choose their own carpet when they move into the house. The problem is, the majority of those buyers can’t see beyond what’s currently in the home. That old, dirty or outdated carpet usually deters them from purchasing the home altogether OR if they do, they will low-ball the offer. This includes worn hardwood flooring, poorly installed laminate, and old, outdated tile or vinyl. Take care of upgrading these features BEFORE putting your home on the market AND ensure that the type of product you install is at a quality level commensurate with the value of your property. You wouldn’t want to put the same type of flooring in a $300,000 home that you would in a $1,000,000 property. The buyers will know and they will NOT be pleased. Remember, flooring is the foundation (literally) for the home’s interior so make it count.
Paint – Touch up paint just does not do the job. The color (even if it came out of the same can) won’t match due to time, wear, and fading. I have seen touch ups done in the wrong finish. Then your wall just looks like it has a skin condition. Do yourself a favor and invest in a fresh paint job. It will frame the rooms in a clean, fresh manner and fresh paint psychologically engages buyers in the home buying process. It feels like a new home to them and that’s what you want – for them to envision themselves in their new home.
Window Treatments – Fancy drapery are personalized items that generally don’t add a lot of value to the resale process. In fact, it can hinder it. It is usually my recommendation that drapery be removed unless it truly complements the decor and furnishings. If your drapery keeps much needed sunlight from coming through, is mismatched, and does not complement the home’s interior, I highly recommend removing it. Also, if you have blinds that are warped, dusty, and broken, it’s time to replace them. Keep in mind that there are two levels of window treatment. Blinds and shades are for light filtration and privacy and drapery is to frame the windows and add softness and color. For selling purposes, blinds are all that’s really needed. Leaving windows naked can be a negative in many cases and is not advisable. The home just doesn’t look finished and it can be a magnet for burglars.
Having helped hundreds of clients prepare their houses to sell, these 3 home improvement projects were always addressed. Hope you find these tips helpful. I would welcome your feedback.…

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Home Improvement Contractors

Loans to Consider For Financing Home Improvement Projects

If you are reconsidering large home improvement projects to enhance the value of your home but the credit crunch has bitten, then you may want to consider a home improvement loan.
If you are looking for a loan for your home improvement project at the cheapest rates then secured loans are the best option. A secured loan is a loan that is secured on your property and can be either on your main residence or in some circumstances a buy-to-let property. By providing the lender with some sort of security means that you, the borrower, will be offered a far lower interest rate with this type of loan than with an unsecured loan. This is because there is less risk for the lender. Since secured loans are secured on property, most lenders will consider your application even if you have a bad credit history, although a person with a bad credit history may pay a higher rate if you do have a bad credit history.
Many Finance companies will consider offering you the opportunity to secure your loan against your property only when you have an existing mortgage. If you do not have a mortgage at the moment and the property is your main residence, legislation does not allow for a secured loan to the be the 1st charge on your property. Loans secured against property that is already mortgaged are known as second charges, whereas loans secured against a property owned outright with no existing mortgage in place are known as first charges.
In terms of repayments, a secured loan often has a lower interest rate and more favourable repayment terms than an unsecured loan. Furthermore, with a secured loan it is more likely that you can borrow a larger sum of money and pay it back over a longer period of time. For instance unsecured loans may be restricted to a maximum £25,000, whereas secured loans can be considered up to £250,000 with some lenders.
And of course the loan can be used for any purpose, not just home improvements!…